Accidents, sickness, loss of luggage or flight cancellations are a few of the unexpected situations that can spoil your trip to Amsterdam. By purchasing a travel insurance, you will avert these possible mischances and avoid spending a lot of money, since in some European countries a night in the hospital can cost you as much as 10,000 €.
Depending on where you are flying from, there are different insurance options and medical coverages:
US, Canadian and Australian Citizens
Although it is not obligatory for US, Canadian or Australian citizens to get health insurance before you arrive in the Netherlands, it is recommended that you organize comprehensive travel insurance and check which activities are covered and which are not before traveling.
UK citizens have access to the European Health Insurance Card (EHIC) that will enable you to access Dutch healthcare at a reduced cost or sometimes for free if anything should happen.
Credit card travel insurances
Before buying your flights to Amsterdam, we recommend checking the clauses of your credit cards as sometimes you can get travel insurance included if the flights are bought with one of your credit cards.
Schengen area Travel Insurance
For citizens who require a visa to travel to the Schengen area, travel insurance covering repatriation and medical expenses is compulsory. The medical coverage has to be of at least 30,000 €.
The Schengen agreements
Those who have obtained a visa to travel to the Netherlands are also allowed to move freely within the Schengen space for up to 90 days in the following countries:
Germany, Austria, Belgium, Denmark, Spain, Estonia, Finland, France, Greece, Holland, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Czech Republic, Slovakia, Slovenia, Sweden and Switzerland.
The Health Insurance normally also covers countries such as the UK, Ireland, Romania, Bulgaria and Cyprus, although in these cases the Insurance does not cover as much as in other countries.